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Unclaimed Estates in the UK Risk Being Lost to the Government

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Every year, hundreds of people die in the UK without leaving a will, and many of these individuals are from Africa. Unfortunately, the assets they leave behind—property, savings, and other valuables—remain unclaimed, often for years. This has become a significant issue, particularly for Nigerians and other Africans whose families might not know how to access these estates.

According to the UK government’s updated list of unclaimed estates, over 170 cases are linked to African-born individuals, with Nigerians making up a substantial portion.

These unclaimed estates, also known as “bona vacantia” or ownerless goods, are typically transferred to the Crown.

However, in many cases, families back in Africa remain unaware of these assets, resulting in the permanent loss of valuable property and savings.

Why these estates remain unclaimed

The phenomenon of unclaimed estates is often due to a combination of factors, including lack of awareness and migration-induced communication gaps.

For many African families, staying informed about the wealth their relatives have accumulated abroad is not always a priority or is simply overlooked.

Additionally, African cultural practices and the reluctance to discuss topics like death and wills contribute to the problem.

This results in a lack of proper documentation, and the wealth built by migrants during their time in the UK may never be passed on to their families.

One example is the case of Adenike Adebiyi, who passed away in Hackney, London, in 2004, and whose estate remains unclaimed.

Likewise, the estate of Solomon Adekanmibi, who died in Colchester, Essex, in 2021, is still left unclaimed, despite the substantial value of their assets.

The way forward: What families can do

Families should be encouraged to investigate whether they have any unclaimed estates in the UK.

The UK government maintains a public Unclaimed Estates List that is updated daily, and families can search this list to see if their relatives’ names appear. This process can be done by searching by name, place of birth, or other identifying information.

Moreover, it is essential for African migrants to draft wills and inform their families about their assets. If no will exists, families need to consult the Bona Vacantia list to see if they are eligible to claim any property.

According to UK guidelines, close relatives, such as spouses, children, or siblings, are entitled to claim estates, and the process requires submitting necessary documentation like family trees and identification documents.

In conclusion, unclaimed estates represent more than just lost wealth—they reflect the untold stories of migration, identity, and familial connections.

By addressing these issues and raising awareness, families can help recover their relatives’ legacies, ensuring that their history and contributions are not forgotten.

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