KEY POINTS

• Linkage Assurance’s earnings growth led to a 24% increase in sales in 2025.
• Better reinsurance optimization made service results better.
• Profitability went up because of better underwriting and expense control.

Linkage Assurance Plc had a great year in 2025, with increasing revenue and profits thanks to growth in underwriting and better reinsurance deals that boosted its operational result.

The company’s unaudited financial filings filed on the Nigerian Exchange show that insurance income grew 24% from N22.2 billion a year earlier to N27.6 billion for the year ending December 31, 2025. The rise shows that core insurance activities are steadily growing and that important business lines are running well.

The insurance company also saw a big boost in how well it served its customers. The insurance service result went up to N1.7 billion, which is more than double the N766.9 million reported the year before. This shows that underwriting efficiency and cost control have improved.

Linkage Assurance’s earnings growth helps the service result

Management said that the performance was due to an extra N5 billion in insurance revenue throughout the year, as well as better reinsurance optimization. Even though the business environment was still competitive, these elements helped improve service results and make earnings less volatile.

For the 2025 financial year, the company made N4.32 billion in profit before taxes and N4.02 billion in profit after taxes. The statistics show that revenue is being turned into earnings more effectively, thanks to stricter underwriting and better operational controls.

Linkage Assurance’s earnings growth is still going strong because of both revenue growth and better service results. The company is benefiting from scale effects and better risk management systems.

Linkage Assurance’s earnings growth is based on strategy

The insurance company indicated that it will keep following its plan in line with its declared goals for the year. Linkage Assurance called 2025 a time of consolidation and based its operations on four pillars: company growth, operational excellence, financial excellence, and customer and people development.

Management claimed that the focus on consolidation affected decisions on the quality of the portfolio, how operations work, and how to engage with customers. This helped the company improve its financial situation while keeping service standards high.

The most recent results show that Linkage Assurance has laid a stronger foundation for future growth. It has better profits potential and a clearer strategic orientation as it enters the next financial year.